A Financial Coach helps you focus on your money management skills with structured goal-setting, specific milestones, and accountability.

If you’ve ever felt stuck - either with debt, housing situations, or just knowing what to do first - a Financial Coach can lead you through the steps towards financial empowerment. They can teach you the skills needed to manage a budget, reduce your debt, and ultimately help you learn to invest your own money where it matters most to you.

Differently, a Financial Advisor manages your money for you, investing your money into varied portfolios, retirement accounts, and other vehicles.

Ultimately, you may choose to have both a Financial Coach and a Financial Advisor, as they specialize in different things.

Jill Nagel Kosdrosky, a Master Financial Coach, is a former engineer and banking executive. She spent her life in numbers. From running project teams at Bank of America to starting her own soy candle business, Aspen Clean Candle, she recognizes the value of deliberate financial planning. She feels very comfortable talking about finances, and wants to bring that calm comfort to others with a fear-free approach to money management. She received her certification as a Master Financial Coach in 2023.

Jill grew up in Pittsburgh, and currently lives in Basalt, Colorado with her husband Mike and rescue pup Grizzly. You’ll often find her hiking the Colorado mountains, cooking with friends, or enjoying a glass of Pinot Noir by the river.